Terms of Service

Last updated: January 28, 2026

By accessing or purchasing products from this website, you agree to the following Terms of Service. If you do not agree, please do not use the site or purchase the products.

1. Nature of the Products

All products sold on this site are digital tools, templates, and informational resources designed to support planning, budgeting, and decision-making.

These products:

  • Do not provide professional, financial, legal, or marketing advice

  • Do not guarantee outcomes, results, or performance

  • Are intended to help users evaluate inputs, constraints, and scenarios based on the information they provide

Use of these products does not create a consulting, advisory, or agency relationship.

2. No Guarantees or Warranties

All products are provided “as is” and “as available.”

We make no warranties, express or implied, regarding:

  • Accuracy or completeness of outputs

  • Performance, results, or financial outcomes

  • Suitability for any particular purpose

Any decisions made based on these tools are the sole responsibility of the user.

3. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any:

  • Direct or indirect losses

  • Business interruptions

  • Lost revenue, data, or opportunities

  • Decisions made using the products

In no event shall liability exceed the amount paid for the product.

4. Digital Delivery & Refunds

All products are delivered digitally.

Because these are digital goods:

  • All sales are final

  • Refunds are not provided once access is granted

If you experience technical issues accessing a product, please contact support and we will assist.

5. Intellectual Property

All content, tools, templates, and materials are the intellectual property of the site owner.

You may:

  • Use the products for your own internal or business use

You may not:

  • Resell, redistribute, or share the products

  • Republish or claim the products as your own

  • Provide access to third parties without permission

6. Third-Party Tools & Platforms

The site and products may integrate with or reference third-party platforms (e.g., analytics, payment processors).

We are not responsible for the functionality, availability, or policies of third-party services.

7. Changes to These Terms

We may update these Terms of Service at any time. Continued use of the site or products after changes are posted constitutes acceptance of the revised terms.

8. Contact

If you have questions about these Terms, please contact:
questions@sphericalstrategies.com